When Special Care Is Needed: The Special Needs Trust A special needs trust helps care for a special needs child when you’re gone. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Understanding FDIC Insurance FDIC insurance was designed to protect your deposited funds, but do you know how? This article answers that question. Rightsizing for Retirement What does your home really cost? The Financial Literacy Crisis Many Americans are operating their personal finances with only the barest minimum of knowledge.